State law decides
Without a valid will, a state’s intestacy rules generally determine who inherits. Those rules may not match your relationships or intentions.
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A new child home marriage business retirement or health change can alter the people and decisions your plan should protect.
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Probate can add time cost and public records to a difficult moment. Learn when a living trust or other planning choices may help your loved ones reduce delays and keep more of your affairs private.
For many plans, the question is not “will or trust?” A well-considered plan can use a will as a safety net and a trust where ongoing management, privacy, or a more tailored distribution plan is useful.

Name an executor, nominate guardians for minor children, and direct probate assets to the people or causes you choose.
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A trust can hold property for beneficiaries and spell out how a trustee manages or distributes it under the terms you establish.
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Bring your will, trust, powers of attorney, health-care wishes, and other decisions into one coordinated plan.
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Legal, tax, insurance, and financial considerations can overlap. A qualified attorney can help determine when other professionals should be part of the planning process.

A thoughtful plan can help you name the people you trust, care for different generations, and leave clearer instructions during an already difficult time.
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Start with the role a will can play when documenting directions and naming key people.
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The difference is that more of the important choices may be made by default rules, a court, or the practical limits facing the people left behind.
Without a valid will, a state’s intestacy rules generally determine who inherits. Those rules may not match your relationships or intentions.
A court may need to decide who will care for minor children if no legally effective nomination is in place.
Family members may need to locate records, open an estate, satisfy creditors, and make difficult choices with less direction.
Joint ownership, beneficiary designations, and trust-owned property may pass outside a will—sometimes with results that surprise families.
Inheritance, probate, guardianship, creditor, tax, and trust rules differ by state and circumstances. A qualified attorney can explain how the rules apply to you.